What are the charges?

A payday loan gives you the money you need as fast as possible and with as little fuss as possible. So here’s the payback detail.

Payday Loans are typically repayable at £25 for every £100 you borrow; in other words you borrow £100 and pay back £125, or you borrow £200 and pay back £250 and so on.

You Borrow

  • £100
  • £200
  • £300
  • £400
  • £500
  • £600
  • £750

You Payback

  • £125
  • £250
  • £375
  • £500
  • £625
  • £750
  • £937.50

Why is the APR so high?

The rules and regulations that govern financial payday loans companies state that they must show you the Annual Percentage Rate (APR).

APRs are calculated based on paying a fixed amount of interest annually. These rates are more intended for use with mortgages and credit cards and do not suit term loans.

If you borrowed £100 and paid back £25 every month for a year it would be very expensive.

However, payday loans are taken for a maximum term of 31 days, and so APRs are not the best way to measure how competitive our rates are.

We would prefer to focus on the amount you pay back in total rather than on APR.

Our Recent Happy Customers

  • Got £200 to help pay for broken car

    John, Kent
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    Julie, Yorkshire
  • I for £500 to pay for my new computer

    Rosie, Birmingham
  • I applied for £500 for a renovation work done to the kitchen

    Keith, Liverpool